Skip to main content

Farm Packages

A Farm or Rural Insurance package can be tailored to provide cover for your Rural Insurance requirements as well as your Residential requirements on your property. This can specific cover to meet the needs of your rural business or hobby farm.

Why is this cover important?

We know how important your farm is. Therefore you want the right cover to protect your property and stock from threats such as damage from fire and storm, crops and loss of livestock.

Business Interruption after an insured event is also available, which allows you to be reimbursed for your loss of income after an insured event allowing you to get back to what you know best.

Policy cover can include:

As a farm owner, there is nothing more important than having comprehensive insurance cover. The policies available through Austbrokers Comsure can cover:
Domestic Buildings & Contents
Damage to property (Building, Contents and Stock), caused by fire and nominated perils. Accidental damage cover is available, which provides a broader level of cover than the Defined events policy.
Farm Property

Farm Contents and Farm Buildings, including Farm Machinery and Working Dogs.

Burglary and Theft

Of Farm Contents; Hay, Grain, Fencing, Livestock and Farm Trees.

Business Interruption
In the event that an insurable loss causes you to cease trading, this cover can replace any lost income during a period of time.
Business Liability
Covers your legal liability for any bodily injury and property damage arising out of the course of your business activities.
Machinery Breakdown
Covers repair or replacement cost after a breakdown to your plant and equipment.
Money
Covers Loss or damage to cash, cheques, and negotiable instruments.
Public and Products Liability
Covers your legal liability for any bodily injury and property damage arising out of the course of your business activities.
Personnel Cover
Including personal income and personal accident, injury and illness.
Road Transit
Stock cover whilst in transit.
Motor Vehicles
Cover can be extended to include private or company owned vehicles if required.

Why us?

When you take out an Office Insurance Package, you will immediately have access to our expert claims team for personal service on claims, and our experienced brokers for advice on Risk Management.

Austbrokers Comsure was formed by the 2020 merger of three long-standing south-east Queensland brokerages, Comsure, Bestmark and Citycover. Each of the three brokerages has a rich history of providing quality insurance services for their clients for over 40+ years.

 

Frequently Asked Questions for Farm Insurance Packages

What can be covered by a Farm Policy?

Various cover sections can be selected for a Farm Policy. This can include your Domestic House and Contents and Farm Liability only for smaller lifestyle blocks or hobby farms, or cover for Business Interruption for your Farm Business Operation.

Can I insure my private vehicle on my farm policy?

Yes, you can insure a private motor vehicle on your farm insurance policy, however, the cover may vary from that available under a stand-alone motor vehicle policy. As your adviser, we will discuss these options with you.

Can I pay my premiums by the month?

Yes. All insurance offered by Austbrokers Comsure can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly installments will be tax deductible.

I grow produce and sell this at Farmer’s Markets. Can my Farm Liability policy cover this activity?

We can review this request with insurers in the Farm and Rural Insurance Market to ensure that the covers in place meet your requirements.

How do I make a claim?

As your Adviser, you will always contact Austbrokers Comsure in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.