Management Liability

Protection for the exposures faced by directors, officers, managers, and other business entities arising from the governance, and management activities of your business.

Today’s exposures:

Litigation concerning illegal conduct, occupational health and safety, and breach of directors’ or officers’ duties in Australia is on the increase. Often allegations made against a company’s management may be unfounded, however the cost of defence can be substantial. A Management Liability policy is specifically geared to protect you and cover your defence costs. Without the right insurance you could risk losing, not just your business, but also your personal assets.

You can be personally exposed to

The cost of defending a claim, and any damages and costs awarded. These can be based upon an allegation of you breaching your duty as a director or officer.
The cost of preparing for and being represented at an inquiry that you are required to attend because you serve as a director or officer.
Pecuniary penalties that arise from you being a director or officer.
A claim against you by another director, officer or employee arising from an employment related complaint.
Liability whilst serving as an external director.
Liability whilst acting as a trustee of a corporate superannuation fund.

Your company can also be exposed to

The cost of defending a claim, and any damages and costs awarded as a result of a wrongful act.
Theft or fraud by employees.
The cost of investigating theft or fraud by employees.
Pecuniary penalties imposed on the company.

Management Liability Insurance:

The policies available through Austbrokers Comsure can cover:

Directors & Officers
Providing coverage for mis-management claims against the directors and officers where they are not indemnified by the Company.

Providing coverage for legal expenses and losses incurred due to allegations made against the company.

Company Liability

Providing coverage for mis-management claims against the Company.

Crisis Containment
Providing coverage for costs associated with the appointment of a public relations consultant to assist with the management of a crisis threatening the business.
Practices Liability
Providing coverage for claims by employees against the Company for employment related issues such as unfair dismissal, sexual harassment or discrimination.
Trustees Liability
Providing coverage for mis-management claims of the staff superannuation fund.
Fidelity Guarantee
Providing coverage for direct financial loss caused to the Company by the dishonesty or fraud of employees or directors.
Advance Payment
of Defense Costs
Legal representation costs incurred by directors/officers at official investigations or inquiries and cover for directorships held with other companies.

Why us?

Our Austbrokers Comsure Insurance Advisers understand the risks and exposures that face business owners and directors.

  • We have access to a large range of quality management liability policies. We will work with you to you to ensure the coverage best meets your needs.
  • Our claims team has years of experience and expertise in successfully managing complex and difficult claims.

Frequently Asked Questions for Management Liability Insurance

Management Liability Insurance is only for large corporations

We can tailor a Management Liability insurance to suit your needs. Whilst the exposures may vary for all businesses, regardless of size, your business can benefit from a Management Liability policy.

Can I pay my premiums by the month?

Yes. All insurance offered by Austbrokers Comsure can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly installments will be tax deductible.

Is Management Liability expensive?

Management Liability costs are based on the size of your business and what you do. The covers they provide represent excellent value.

We are family based company with very few employees, we don’t really need this cover do we?

Claims brought against a business and directors can come from creditors, suppliers and even the government. Whilst many claims are unfounded, the cost to defend can be astounding. A Management Liability policy provides peace of mind.

How do I make a claim?

As your Adviser, you will always contact Austbrokers Comsure in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.



View specific contact centre hours or find your Austbrokers Comsure team member.


We offer a number of payment options. If you have questions contact our office.

Contact Us

Let us help you with any questions you have regarding existing or new policies.


We know your time is precious. If you would like more information, please complete the form and we will be in touch with you within the next 24 hours.



    Austbrokers Comsure currently have 5 office locations.
    Level 3 131 Leichhardt Street
    Spring Hill Brisbane QLD 4000
    Level 1 57 Berwick Street
    Fortitude Valley Brisbane QLD 4006
    Level 4 Suite 404D 37 Sinnathamby Boulevard
    Springfield Central QLD 4300
    30 Chancellor Village Boulevard
    Sippy Downs QLD 4556
    WRI Office – 26 Hunter Street
    Parramatta NSW 2150
    Our thoughts are with those who have been affected by the recent weather event affecting South East QLD and Northern NSW.
    The Austbrokers Comsure team is ready to support you. Contact our office on 1800 122 194 to speak to your Adviser or to lodge a claim.