Office Insurance Packages can provide cover for your Business big or small, against a range of insured events and will be tailored to your individual needs.
An Office Insurance policy helps to protect those aspects of your business to which you value most, and it is customisable allowing you to insure your whole business under one policy.
Whilst similar to a Business Insurance policy, Office Insurance policies are specifically for office-based risks.
Occupations this style of policy is ideal for include:
Fire / Flood or Material Damage |
Building, Contents or General Property |
Burglary and Theft |
Business Interruption |
Internal or External Glass |
Money |
Machinery Breakdown |
Electronic Equipment Breakdown |
Public and Products Liability |
Tax Audit |
Temporary Removal of Contents |
Temporary Protection & Watchmen |
Business Interruption Extensions |
When you take out an Office Insurance Package, you will immediately have access to our expert claims team for personal service on claims, and our experienced brokers for advice on Risk Management.
Austbrokers Comsure was formed by the 2020 merger of three long-standing south-east Queensland brokerages, Comsure, Bestmark and Citycover. Each of the three brokerages has a rich history of providing quality insurance services for their clients for over 40+ years.
In effect, they provide the same cover. The main point of difference is that an Office Pack is specifically for an Office based risk and that you automatically receive Burglary and Theft over and up to the full Contents sum insured.
In June 2012, the Insurance Council of Australia and Federal Government agreed to adopt the below definition:-
The definition of flood is:
Yes. All insurance offered by Austbrokers Comsure can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly installments will be tax deductible.
No – most insurers do NOT offer Flood as an automatic cover. If you want this cover under your policy, please tell your adviser.
Also known as the “Average” or Co-Insurance” Clause, Underinsurance is the result of nominating a value for an asset which is too low to actually replace it in the event it is lost or damaged.
Certain cover sections (Fire, Business Interruption – Income, and Electronic Equipment) contain the under-insurance clause. It is important to review the level of cover you have declared, as if the amount you have declared is too low, the insurer can apply a formula which limits their settlement to you for that loss. This can occur if you have declared less than 80% of the actual value of the risk/asset.
Many businesses unknowingly under-insure as they apply heavy depreciation to their assets or simply forget to include certain assets into their calculations.
As your Adviser, you will always contact Austbrokers Comsure in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.
Phone |
View specific contact centre hours or find your Austbrokers Comsure team member.
Payments |
We offer a number of payment options. If you have questions contact our office.
Contact Us |
Let us help you with any questions you have regarding existing or new policies.
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Brisbane (Head Office) Level 9, 200 Creek Street Brisbane QLD 4000 |
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Sydney 26 Hunter Street Parramatta NSW 2150 |
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Springfield Central Level 6, 145 Sinnathamby Boulevard Springfield Central QLD 4300 |
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Sunshine Coast Suite 9, 3-5 Ballinger Road Buderim QLD 4556 |
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