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Landlord Insurance

Landlord Insurance is a specifically tailored policy for investment properties. It’s important to have a comprehensive policy, for your peace of mind, knowing that your investment is protected.

Why is this cover important?

There are many benefits with taking out a Landlord’s policy with Austbrokers Comsure as it’s an investment which you would like to protect. Every landlord’s property is different, therefore, we tailor the insurance cover to suit your specific requirements. An Investment property, for many, is like a nest egg for their future retirement.

You leave the responsibility of selecting and reviewing the type of tenants to your appointed Real Estate Agent. Now you can leave the responsibility of protecting your investment with a Professional Insurance Adviser.

At Austbrokers Comsure, we understand this and we pride ourselves in providing the right advice to tailor your insurance requirements.

Policy cover can include:

It’s important to take out the right cover. Landlord policies can provide the following, but not limited to:
Accidental Loss or Damage
To building or contents.
New for Old Replacement
Replacement to a condition substantially the same as when new.
Rent Default
Due to Tenants.
Legal Liability
Legal Liability up to $30 million.
Landlord’s Contents

Accidental loss or damage to landlord’s contents including white goods, carpets, curtains and blinds.

Loss of Rent
Loss of rent due to an insured event.
Or attempted theft including malicious damage.
Flood Cover
Available if required.

Why us?

When it comes to protecting this investment, we pride ourselves on our professional and personalised claims service, should you happen to have a need to make a claim.

When a claim occurs, our expert Claims Team will provide you with all the assistance required to settle the loss as quickly as possible, and with the least disruption.

As a client of Austbrokers Comsure, you will also receive the following:

  • Austbrokers Comsure Advisers are all qualified to provide Clients with the right advice on all their Insurance Needs.
  • Austbrokers Comsure has access to several reputable Landlord Insurers. This gives you a number of options to consider.

Frequently Asked Questions for Landlord Insurance

I found a really cheap quote online, why is it so cheap?

Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.

Service is extremely important.

This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.

Coverage is also extremely important.

This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.

What happens if my rental property is damaged by storm and becomes untenantable?

The Landlord’s policy would cover the resultant damage as well as the loss of rent until such time as the building is repaired.

Can I pay my premiums by the month?

Yes. All insurance offered by Austbrokers Comsure can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.

What happens if a tenant is evicted due to unpaid rent or leaves unexpected with rent owing?

So long as you have the Rental Default option, the policy will provide cover. Period of time and amount paid varies with each insurer.

How do I make a claim?

As your Adviser, you will always contact Austbrokers Comsure in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.